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Estimated Title Fees for Closing

 

Estimated fees for Purchase: *

Buyer’s Cost

Seller’s Cost

 

Settlement/Closing Fee

 

$ 395.00

 

$ 595.00

 

Title Abstract/Search

 

 

 

included

 

Title Examination

 

 

 

included

 

Wires(2) / Courier Fees

 

included

 

included

 

 

 

 

 

 

 

Additional Wire Transfers

 

$  25.00

 

 

 

Title Insurance - Owner’s Policy

 

Promulgated rate

 

Title Insurance - Mortgage Policy

 

$  25.00

 

 

 

Endorsements

 

Promulgated rate

 

 

 

 

 

 

Estimated fees for a Refinance:

 

$ 595.00

 

 

 

Settlement/Closing Fee

 

included

 

 

 

Title Abstract/Search

 

included

 

 

 

Title Examination

 

included

 

 

 

Wires(2) / Courier Fees

 

included

 

 

 

 

 

 

 

 

 

Additional Wire Transfers

 

$  25.00

 

 

 

Title Insurance - Owner’s Policy

 

Promulgated rate

 

Title Insurance - Mortgage Policy

 

$  25.00

 

 

 

Endorsements

 

Promulgated rate

 

 

 

 

 

 

Third-Party Fees:

 

 

 

 

 

Seller’s Document Preperation **

 

$ 350.00

 

 

 

Survey (estimate) **

 

$ 425.00

 

 

 

Estoppels (estimate) **

 

$ 100.00 - $400.00

 

 

 

 

 

 

Simultaneous Second Mortgage (purchase or refinance):

 

Settlement/Closing Fee

 

$ 295.00

 

 

 

Wire (1) / Courier Fees

 

included

 

 

 

Title Insurance - Owner’s Policy

 

Promulgated rate

 

Title Insurance - Mortgage Policy

 

$  25.00

 

 

 

Endorsements

 

Promulgated rate

 

 

 

 

 

 

* In a purchase transaction, the party stipulated in the contract as to who will pay for the title search and examination, will be the party with the $595 settlement fee. The other party will pay the $395 settlement fee.

 

The amounts marked with a ** are third-party charges which we provide for information only.  They may vary from closing to closing. Also note that a survey is not required on condominium properties. In a refinance, we are able to use the Borrower’s existing survey if provided and the bank accepts it. Otherwise, a new survey will have to be ordered so that we may issue the Florida Form 9 endorsement required by the lender.

 

The title insurance premiums and endorsements are based on the sales price and loan amount according to the rates promulgated by the Florida Insurance Commissioner.  We charge the lowest rate allowable by Florida Law and apply the reissue credit whenever possible under the law. We simply ask that the existing title policy be provided to us either by the loan officer or by the client as early as possible in the title process.

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14750 NW 77th Court, Suite 300
Miami Lakes, Florida, 33016
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